Insurance Plans We Accept in Denville

Seventeen named carriers, in-network rates instead of corporate rates, and your exact benefits verified before you ever sit on a treatment table.

"Accepted" and "in-network" are not the same word.

Plenty of clinics say they accept your insurance. That only means they will send your plan a bill. What happens to the balance afterward is your problem. We accept AND are in-network with most insurance plans, making us among the most affordable options for care.

There is a second reason the number at the end is lower here. Typically, small, privately-owned practices like Carroll Physical Therapy have lower contracted in-network rates when compared to large corporate-owned health companies. You are not paying for a health system's overhead on top of your own treatment.

In-network with most plans, not simply billing them
Your benefits verified before the first visit, as a courtesy
Self-pay plans if you are uninsured or out of benefits
No referral needed in New Jersey, so no extra copay first
Treatment tables, curtained privacy bays, and a rolling stool in the Denville, NJ clinic at Carroll Physical Therapy

Seventeen carriers, and most of the plans inside them.

This is the named list. Coverage still varies plan by plan inside any carrier, so call us with your card and we will look up yours specifically rather than guessing from the logo on the front.

Aetna
AmeriHealth
Blue Cross Blue Shield
Bluechoice
Cigna
The Hartford
Horizon Casualty
Healthnet
MagnaCare
Medicare
Meritain Health
Motor Vehicle Insurance
One Call
Oxford
Qualcare
Tricare
United Healthcare

You get the numbers before treatment starts, not after.

Give Us Your Plan Details

Call the office with your insurance card in hand, or list your plan on the form below. That is everything we need to get started, and it takes a couple of minutes.

We Verify Your Benefits

The office checks your specific benefits before your first visit, as a courtesy. You hear what your plan covers, what your copay is, and where your deductible stands before you commit to anything.

No Coverage? There Is Still a Way In

We offer self-pay plans for patients who are uninsured or who have exhausted their benefits. If the cost is a genuine hardship, our office manager will work with you to create a payment plan.

Let Us Check Your Coverage First

No referral needed. In-network with most plans. Doors open at 5:00 AM.

Send your details and the office will verify your benefits before you come in, so your first visit starts with an evaluation instead of a billing conversation.

Prefer to call? (973) 366-1600

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